American Eagle offers a store card and a fully functional credit card to its customers issued by Synchrony bank.
The American Eagle Rewards Visa credit card is powered by VISA and can be used globally. The other card is a closed-loop card that works as a store card only.
Where to Apply for an American Eagle Credit Card?
The American Eagle credit card is issued by Synchrony Bank and powered by VISA. The credit card has two versions.
The Real Rewards by American Eagle & Aerie Credit Card is a closed-loop card that can only be used for shopping at American Eagle stores and its online portal.
The Real Rewards by American Eagle & Aerie Visa Card is the standard credit card that you can use anywhere Visa cards are accepted.
Both cards come with discrete benefits and usages. Also, the qualification criteria for both cards would be different. You’ll need a stronger credit score to qualify for the Visa credit card as compared to the store card.
Once you have compared both cards and decided on the right one, you can visit Synchrony bank’s credit card page to apply online. You can find the link through the Americal Eagle credit card page as well.
You can apply for these credit cards directly by visiting the nearest American Eagle store and applying manually there. However, it may take longer than the direct online application process.
How to Create the American Eagle Credit Card login?
You’ll first need to create the credit card profile with the American Eagle online portal. Visit the link for card members at the American Eagle official page or directly from the Synchrony bank and follow the prompts.
You can use the same page to apply for a credit card online. The credit card account registration and application links for a new one are available on the same page.
Provide your personal details like your social security number, mobile number, date of birth, address, etc. to prove your identity. Follow the prompts online to complete the credit card application process.
Once you go through the application process, you’ll receive a verification passcode on your given email or mobile number. After confirmation, you’ll be able to create an online banking account with Synchrony bank.
Your online credit card account activation will be complete in a few minutes and you’ll be able to manage the American Eagle credit card online easily.
How to Make an American Eagle Credit Card Payment?
Paying your minimum payable credit card dues or any other amount is a recurring task. American Eagle credit cards are managed by Synchrony bank and you can use one of the following options to manage payments easily.
Pay Online
The easiest and a convenient option to pay your American Eagle credit card bills is through online banking.
- You’ll need to register with Synchrony bank first and activate online banking before you can make online payments.
- Use your online banking account credentials to log in after the sign-up process is complete.
- Then, choose the payment amount and confirm the bank account linked to your credit card.
- Submit the application and wait for the payment processing.
Synchrony bank allows credit card customers to pay without creating an account too. You can use the “pay as a guest” link to make a payment for the American Eagle credit card.
The benefit of using an account and online banking is to record all transactions and manage credit card features. Without an account, you’ll not be able to perform other tasks than making a payment for the card.
Pay by Phone
If you have a bank account with Synchrony bank, you can call customer care service to pay credit card bills. Alternatively, you can directly call the American Eagle Credit Card helplines to pay bills.
Use the contact number appropriately:
- Real Rewards credit card: 800-843-0875
- Real Rewards Visa credit card: 866-913-6765
You’ll need a bank account, bank routing number, credit card number, and personal identification information to make a credit card payment by phone.
Pay by Mail
A convenient but slower option to pay your American Eagle credit card bills is by mail. You can send a payment instrument to clear credit card dues but it takes longer than other options.
You can send a paper check, bank draft, or money order for the minimum payable amount or a higher one as you like.
Send your payment instrument for the Visa Rewards credit card at:
AE or Aerie Real Rewards Visa
P.O. Box 960013
Orlando, FL 32896-0013
Send your payment instrument for the American Eagle & Aerial Credit Card at:
AE or Aerie Real Rewards Store Card
P.O. Box 530942
Atlanta, GA 30353-0942
How to Manage Your American Eagle Credit Card Online?
An excellent advantage of making credit card payments through online banking is to access several other features as well.
Synchrony bank allows its credit card members to perform several other tasks and monitor credit card transactions online easily.
You can view credit card statements, monitor transactions, check the remaining credit balance, view APR, confirm the minimum payable amount, and so on.
If you want to pay only the minimum payable amount every month, you should set up automatic payments. This feature allows you to pay a fixed amount every month without manually applying for the payment.
You can always change the amount or payment date through an online banking account easily.
Managing Your American Eagle Credit Card Through Mobile Apps
Just like you shop online from the American Eagle and Aerie stores through the mobile apps, you can pay credit card bills too.
You can download Synchrony bank’s mobile app on an IOS or Android device and start using its services immediately.
You can perform almost every online credit card task through mobile as you can with online banking. For instance, credit card statements, balance checks, due dates, APR, transaction alerts, notifications, and so on.
Finally, create an extra layer of security by activating the Face ID, Touch ID, or Fingerprints ID to restrict credit card access through the mobile app.
You should always activate the two-factor authentication to protect your credit card from misuse.
American Eagle Credit Card Benefits
American Eagle credit card offers a competitive reward points program. You can earn rewards from American Eagle without a credit card too.
The reward structure for the American Eagle credit card depends on the membership level of the cardholders.
American Eagle Rewards members without cards enter level 1. cardholders automatically qualify for level 2 and progress to level 3 when they spend $350 a year.
Some major benefits of the American Eagle Rewards program include (level 3):
- 20 reward points per $1.
- $5 cash reward after 1,250 points.
- 2 x points on jeans purchases.
- A birthday coupon with 25%.
- 30% off on the first purchase for card members and 2x points on everyday purchases.
Cardholders of the American Eagle Rewards program can choose a sale day of their choice once every year as well.
How to Recover Your American Eagle Credit Card Credentials?
You can use Synchrony bank’s online banking page to retrieve your user ID or password online. Just follow the “forgot password or User ID” link and provide details.
You can also contact Americal Eagle and Aerie customer support for credit card services.
- Real Rewards Customer Service: 1-800-340-0532
- Real Rewards Credit Card: 1-800-843-0875
- Real Rewards Visa Credit Card: 1-866-913-6765
Alternatively, you can directly contact Synchrony bank’s credit card helpline to reset the password or user ID.
How to Cancel American Eagle Credit Card?
You can either contact Synchrony bank or American Eagle customer support to cancel the credit card. If you don’t have a card membership and want to cancel the rewards program membership, you’ll need to contact the American Eagle helpline.
Make sure to pay the remaining balance of your credit plus any other charges before you apply for the card cancelation.
