How to Make a GAP Credit Card Payment? GAP Credit Card Login, Customer Service, and More

GAP offers a rewards program credit card and two standard credit cards. You can use all of these cards at GAP and its family brands for purchases.

Let us guide you through the process of how to make a GAP credit card payment, creating a login, customer support, and more.

Where to Apply for a GAP Credit Card?

GAP credit cards are now issued and managed by Barclays bank. Previously, these cards were issued by Synchrony bank. Existing customers may still need to use Synchrony bank’s online portal to manage their cards if they haven’t been shifted to the new system yet.


You’ll have to apply for a GAP credit card through Barclays bank online application process. You can find the credit card application link in the footer of the GAP home page or directly visit Barclays bank’s link for new applications.

GAP rewards and GAP credit card programs have now been merged into a single program GAP Good Rewards. There are three types of credit cards issued by GAP now.

You can choose from the Gap Good Rewards card, Gap Good Rewards Mastercard credit card, and GAP Good Rewards World Mastercard credit card.

Then, proceed with the online GAP credit card application by providing identity information, date of birth, address, contact number, email, and social security number.

Barclays bank will instantly proceed with your credit card application. If your application is approved, you’ll immediately get a notification on your registered mailbox or mobile number.

How to Create the GAP Credit Card login?

Once you have the GAP Good Rewards Mastercard credit card or Good Rewards card ready, you can then create an online account to easily manage it.

Visit Barclays bank’s credit card management page for GAP credit cards first. Locate the Sign-up link on the page and proceed to verify your identity.

You’ll need:

  • Last four digits of the social security number.
  • 16 digits of the GAP Good Mastercard credit card number.
  • Select the occupation from the list (that you listed first).

Then, follow the prompts to provide other information and submit the registration request. You’ll then receive a verification email or passcode on your mobile number.

Once you verify your identity, you’ll be able to create the login and password for your GAP Good Reward credit card for online access.

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You can directly create the GAP Good Rewards Credit Card account on the GAP website for free too. The rewards program can also be managed separately if you don’t have a credit card yet.

How to Make a GAP Credit Card Payment?

Unlike many other stores and branded credit cards, you cannot make an in-store payment for GAP Good Rewards cards in cash or by debit cards. However, there are a few other convenient options for you to clear your GAP credit card payments.

Pay Online

The first option is the easiest one for credit card users by paying online and linking their bank accounts to credit cards.

Visit Barclays bank’s GAP credit card management portal and log in to your account. Then, locate the “pay your bill” or “payments” tab on the menu.

By default, your Barclays bank account will be linked to your online account here. If you want to use another account, change it first and wait for the confirmation as it may take a few hours.

Then, select the credit card bill amount, and bank account, and verify other details. Once you submit the form, your online credit card payment will be instantly processed.

Pay by Mobile App

A similar method to clear your GAP Good Rewards credit card or Mastercard bills is to pay through a mobile banking application.

First, download Barclays bank’s mobile app on your Android or IOS device. Then, set up the mobile banking account or log in using the credentials if you had already created one.

Then, choose the credit card payment amount, verify the bank account, and provide other information. You can choose to pay the minimum payable amount or the full credit card statement balance here.

This method will also instantly process your GAP Good Mastercard credit card payment.

Pay by Phone

Another quick method to pay your GAP credit card bills is by phone helpline. You can contact the Barclays bank helpline at 866-383-5315 to make the payment.

If you use the automated billing menu for GAP credit cards, there will be no fees. However, if you use the live agent services, Barclay’s bank may charge you a fee for this service.

Prepare your credit card number, identification details, bank account details, bank routing number, and other important information before making a call.

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Pay by Mail

You can send credit card payments by mail to Barclays bank too. Prepare a paper check or money order and send it to Barclays bank at one of the following mailing addresses.

For regular GAP Mastercard credit card payments, use:

Card Services

P.O. Box 60517

City of Industry, CA 91716-0517

Card Services 

P.O. Box 13337 

Philadelphia, PA 19101-3337

For express payments for your GAP Mastercard credit card payments, use:

Card Services

Lock Box 60517

2525 Corporate Place, Suite 250

Monterey Park, CA 91754

Card Services 

400 White Clay Center Drive 

Newark, DE 19711

How to Manage Your GAP Credit Card Online?

The rewards card is a closed-loop or store card that you can use only at GAP stores and its sister brands. If you only want to register as a rewards entrant, you can use the GAP rewards online portal.

However, GAP Rewards credit card members earn more points and enjoy exclusive perks. An excellent advantage of managing a GAP credit card online is to use it for all brands including Banana Republic, Old Navy, and Athleta.

You can view credit card history, monitor transactions, view APR, and due dates, check credit card balance, transfer balance, add or remove authorized users, and many other features using the online credit card account.

Even when you manage the GAP rewards program account only, you can view and manage rewards points and redeem points conveniently.

Pros and Cons of GAP Credit Card

GAP Good Rewards Mastercard credit card comes with the most benefits. Let’s briefly discuss the advantages and disadvantages of this credit card.

Pros Explained:

  • This card offers 25% off on the first purchases made at GAP.
  • Customers earn 5 reward points per $1 on all purchases made at GAP and its sister brands.
  • Customers earn 1 reward point Per $1 on all purchases outside GAP family brands.
  • Cardholders enjoy free shipping on orders of $50 or more.
  • Cardholders can convert reward points to cash for charity donations.
  • This card comes with no annual fees.
  • Cardholders enjoy early access to sales and promotions. They also receive dedicated offers from GAP.
  • Cardholders enjoy more rewards points and other perks by moving into the next membership tiers as they spend more with their credit cards.
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Cons Explained:

  • Qualification for a GAP Good World Mastercard credit card can be difficult as it is a standard credit card.
  • These cards come with high fees for cash advances, balance transfers, and other transactions.
  • The APR for cash advances and purchases is almost 30% which is considerably higher as compared to other cards in the same category.
  • Rewards points can only be redeemed for further purchases and have no cash value.
  • Rewards points will expire if there is no account activity for 12 months.

How to Recover Your GAP Credit Card Credentials?

You may need to regain access to the GAP Mastercard online portal or in case you forget the username/password of the account.

The easiest way to reset your username/password for your GAP Mastercard login is to use the “forgot password” link in the portal. This will allow you to reset your password through email or a passcode on your mobile number.

Alternatively, you can contact GAP/Barclays bank customer support to reset your card account credentials.

How to Cancel GAP Credit Card?

You should contact Barclays bank customer support to cancel your GAP Goods Rewards Mastercard or Good Rewards World Mastercard credit cards.

The GAP Goods Rewards card can be canceled by GAP customer support without contacting Barclays bank though.

You can apply for credit card cancelation by phone or by visiting the nearest branch and asking for the cancelation. You must clear all dues and charges on your credit card before processing the cancelation application.

How to Contact GAP Credit Card Customer Support?

You may need to contact GAP customer support for credit card and rewards program inquiries. You can contact them via the live chat option or give them a call at the given numbers.

GAP customer service: 1-800-427-7895.

If you want to contact the customer support team of Barclays bank, contact them at the following numbers.

Gap Good Rewards: (866) 383-5315

World Mastercard® Cardmembers: (866) 839-2474

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