Costco Anywhere Visa credit card is a fully functional credit card that you can use for shopping at Costco stores, Costco.com, and anywhere else where Visa cards are accepted.
Costco credit card comes with excellent reward points and protection too.
Where to Apply for Costco Credit Card?
Costco credit card is issued by Citibank and powered by VISA. This credit card is exclusive only to Costco members.
So, the first step you should take is to take a Costco membership. You can take a business or personal membership and then have a choice to upgrade it to the “executive membership” too.
The executive membership costs $120 annually and comes with discrete membership advantages. The standard (Gold) membership costs $60 annually.
The executive membership offers 2% rewards on all purchases at Costco stores worldwide or online stores.
Then, you have two options to apply for the Costco Anywhere VISA credit card.
The first option is to visit the Citibank credit card application page online. You’ll need information about the membership and other financial details.
The second option is to call Citibank credit card customer services. Again, you’ll need personal and Costco membership details ready with you.
Since the Costco Anywhere VISA credit card is issued by Citibank, it may incur a credit check on your credit history. Also, you’ll need a healthy credit score to apply and get approved for the credit card.
Costco membership is a prerequisite to applying for the Anywhere VISA credit card and not a guarantee that you’ll get the credit card approved.
How to Create the Costco Credit Card login?
Once you have the Costco membership ready, you can then apply for the Anywhere Visa credit card through Citibank’s website online or by phone.
You can also manage the Costco Anywhere Visa credit card online through the online banking option by Citibank.
Visit Citibank’s online banking home page first. Click on the link “Register/Activate” and follow the prompts.
You can register for the Costco Visa credit card online banking by using one of the following options:
- Credit card number
- Citibank account number
- Brokerage account number
- Paycheck Protection Program Loan account number
Then, the system will send you a verification code at your registered email or mobile number. Once you verify the link, you’ll then be able to set up the online access account.
You can use the same link and follow the same steps to activate your credit card too. There is a QR scan code on this link that you can use to easily set up online access through mobile as well.
How to Make a Costco Credit Card Payment?
As you shop with your Costco Anywhere Visa credit card, you’ll need to pay the bills regularly. You can choose to pay the minimum payable amount or pay the full amount at any time from your bank account.
You can use one of the following three methods to pay credit card bills for your Costco Anywhere card.
Online Payment
The most convenient option to pay for your Costco credit card bills is to use Citibank’s online banking.
- Create an online banking account with Citibank if you haven’t already registered yet.
- Follow the “register/activate” account link to activate your existing bank account for online banking or register a new one.
- Log in by using your online banking account credentials after setting up the account.
- Visit the “Account details” tab from the menu and find the “make a credit card payment” option.
- Select the bank account you want to link to pay credit card bills. The system will automatically link your default Citibank account.
- Then, select the amount you want to pay for the current credit card billing cycle. You can choose to pay the minimum payable amount or a higher amount as you wish.
The payment is deducted instantly from your bank account. However, it may take a couple of business days to reflect the payment on your credit card history sometimes.
Payment by Phone
Another convenient option to make Costco Anywhere Visa credit card payments is by phone.
You’ll need the credit card number, bank account number, bank routing number, and personal identification information to make the payment by phone call.
Use these two phone numbers for relevant categories:
Consumer cards: 1-855-378-6467
Business cards: 1-855-378-6468
Payment by Mail
You’ll find a payment coupon along with your monthly credit card statement. This coupon includes a postal address to send credit card payments.
You can use this coupon or send a payment by mail to Citibank anyway. You can send a check, money order, or bank draft for the minimum payment monthly amount or the full credit card bill as you like.
Send your payment instruments to Citibank at:
Costco Anywhere Card Payments
P.O. Box 9001016
Louisville, KY 40290
Making a credit card payment by mail incurs additional charges for the postage and using a paid instrument. It also takes longer to credit the payment to your card account as compared to other options.
How to Manage Your Costco Credit Card Online?
Managing your Costco Anywhere Visa credit card online offers several benefits to users. You can perform various tasks online easily whenever required.
Some key benefits of managing Costco credit card through online banking include:
- Viewing credit card history and monitoring transactions in detail.
- Setting up automatic credit card payments without ever needing to log in every time.
- Setting up transaction alerts and notifications.
- Managing authorized credit card users.
You can perform basic tasks like viewing the remaining credit card limit balance, current APR, minimum due amount, etc. as well.
Managing Your Costco Credit Card Through Mobile Apps
Another convenient option to manage your Costco Anywhere Visa credit card by using the Citibank mobile applications.
Citibank mobile apps are available for both IOS and Android users. You can download the mobile app from the official bank page or the app play Store directly on your mobile phones.
You can perform all tasks mentioned above through mobile easily. For instance, reviewing transactions, viewing credit card history, billing due dates, remaining credit card balance, minimum due amount, and so on.
Another good use of the Citibank mobile app is to create another layer of security on your phone. You can set up a fingerprint ID, Touch ID, or Face ID to further protect your credit card.
You can always set up the two-factor authentication for online banking as well as the mobile banking app to protect your Costco credit card from unauthorized use.
Costco Credit Card Benefits
Costco Anywhere Visa credit card comes with several benefits for users.
- It comes with no annual or foreign transaction fees.
- The standard APR on this card starts from 18.99%.
- It comes with a contactless payment mechanism and can be added to your digital wallet too.
- It offers generous cash-back reward points:
- 4% on eligible gas and EV charging worldwide for the first $7,000 per year and then 1% thereafter
- 3% on restaurants and eligible travel purchases worldwide
- 2% on all other purchases from Costco and Costco.com
- 1% on all other purchases
How to Recover Your Costco Credit Card Credentials?
You can easily recover your Costco credit card log-in by visiting Citibank’s official online banking page.
Click on the “forgot password” link and follow the prompts. You’ll get a password recovery link in your email or mobile number.
If you have activated two-factor authentication, you’ll get a temporary passcode too. Once you proceed with the passcode, you’ll be able to reset the password.
You can also contact Citibank customer care services to reset your password. Keep ready your identification and credit card details for identity confirmation.
How to Cancel Costco Credit Card?
Cancellation of a credit card does not require special documentation. You can call the Citibank customer care helpline to ask them to cancel your Costco credit card at any time.
You can visit the nearest Citibank branch and request credit card cancelation as well. However, you must repay all used credit plus the interest charges before you can cancel the credit card.