How to Make a Rooms to Go Credit Card Payment? An Ultimate Guide

You can use different methods to pay for Rooms to Go credit card including online payment, mobile banking app, phone, or by check.

Rooms to Go handles its financials through Synchrony bank. Its credit card payments are also handled by Synchrony bank.

Let us discuss how you can make a Rooms to Go credit card payment and how these different options work.

What is Rooms to Go Credit Card?

Rooms to Go credit card is a financing option and a payment method by Rooms to Go issued through its partner Synchrony Bank.

Customers shopping at Rooms to Go can use several payment methods including this credit card. It is the standard financing option by Rooms to Go and you can apply for this card online in a few clicks.

You can enjoy the following benefits with this credit card:

  • Up to 50 months of interest-free payments as a special promotion.
  • Online and simple steps to apply.
  • Prequalification to compare different financing terms.
  • Competitive standard APR after the zero-interest promotional period.

The limitation of this credit card is it can only be used at Rooms to Go. It is a private labeled credit card that is particularly issued for shoppers at Rooms to Go only.

You’ll have to make a down payment that covers the sales tax amount.

How to Make a Rooms to Go Credit Card Payment?

While you can use the credit card for shopping at Rooms to Go and enjoy convenient options to repay, you’ll have to make payments for this credit card as well.

There are several options for you to pay for Rooms to Go credit card including through bank transfer, by phone, or by sending a check to the Synchrony bank.

Let us discuss these options in detail to help you through the process.

Make a Rooms to Go Credit Card Payment Online

The first method is to use your Synchrony bank account and make Rooms to Go credit card payments online.

You can use this option to make a one-time payment or schedule future payments for up to 12 months.

Here are a few simple steps to follow:

  • Register at Synchrony bank website by entering your Rooms to Go account number, date of birth, and last four digits of your social security number.
  • Verify your Rooms to Go account number and click next.
  • Then continue to set up your Synchrony bank account details by choosing your username and password.
  • Complete other steps in order and provide basic account details to finish the setup.
  • Once your account is ready, use your credential to log in and move to make a payment option.
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Rooms to Go Credit Card Payment by Mobile App

Another convenient option to make Rooms to Go payments is through Synchrony bank mobile banking application. All you need is to download the mobile app and activate your online banking account with Synchrony bank.

Follow these simple steps:

  • Download the official My Synchrony bank mobile application.
  • Register your account using the same steps as outlined above.
  • Log in to your mobile banking account using your username and password.
  • Navigate through your account tabs and find the “make a payment” option.
  • Follow the prompts to make your required payment easily.

Rooms to Go Credit Card Payment by Phone

If you do not have access to internet or haven’t created online banking account with Synchrony bank, you can pay by phone as well.

You can contact Rooms to Go customer support for payments by phone at 866-396-8254.

You’ll need the following details:

  • Bank account number
  • Bank account routing number
  • Last four digits of your social security number
  • Rooms to Go account details
  • Payment amount

You can use this payment method if you have forgotten your username and password for mobile or internet banking. It is a convenient method but Rooms to Go will charge you for using this service.

Rooms to Go Credit Card Payment at the Store Outlet

Another simple way to make your Rooms to Go credit card payments is to pay at the store outlets.

If you are a frequent shopper at Rooms to Go stores and like to pay by cash, this option is for you. Once you have the credit card you can use it for online and in-store purchases.

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You can deposit cash at the counter against your monthly credit card payments there. All you have to provide is the Rooms to Go credit card number or account number.

Rooms to Go Credit Card Payment by Mail – Check or Money Order

You can use this option if you want to pay by check or money order. This option is slower and may need some time to reflect the payment on your credit card statement.

First, you’ll need to prepare the check against your monthly or full payment for your Rooms to Go credit card. If you want to send a money order, you’ll need to get it from a bank or a credit union.

Then, mail your check or money order through registered mail to Rooms to Go. You should send in your credit card payment details like the card or account number as well.

It may take seven to ten working days to clear your credit card payment by check or money order.

How to Make a Rooms to Go Credit Card Payment without an Account?

If you have a one-time payment or do not have access to your username and password, you can pay for your credit card without an account as well.

Synchrony bank allows users to pay for credit cards as a guest as well. You can visit the “My Synchrony” bank log-in page.

There you can choose the “Pay as a Guest” option. You’ll need credit card payment, personal identification, and other details to complete the transaction.

What is the Auto-Pay Option?

You can select the auto-pay option with Synchrony bank for further convenience as well. It allows you to pay your monthly credit card payment easily.

You can set the auto-pay function from your online account with Synchrony bank. You can set the minimum monthly installment amount, statement balance amount, or a self-selected amount.

Each month the payment will be deducted from your Synchrony bank account and transferred to the Rooms to Go credit card.

Other Methods to Pay Your Bills at Rooms to Go

Apart from the Rooms to Go credit card, you have several other options to pay for your purchases. Each option comes with discrete benefits and financing options for you.

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Rooms to Go Gift Card

You can use the Rooms to Go gift card for purchases and credit card payments as well. It is a prepaid card that you can get from Rooms to Go stores and online easily.

Credit Cards

Rooms to Go also accepts payments through major credit cards like VISA, MasterCard, American Express, and Discover.

You can get these credit cards from your preferred bank or credit union if you don’t have a bank account with Synchrony bank or you don’t want to use the Rooms to Go credit card.

Affirm

Affirm is also a payment partner of Rooms to Go. You can choose a flexible payment method of four equal monthly installments using Affirm financing.

Affirm offers other payment plans with competitive APRs as well.

Apple Pay

Apple Pay is another convenient method to use at Rooms to Go online or in-store shopping. It is easy to use and has a flexible payment method.

PayPal

PayPal is another leading payment solution for online payments and fund transfers globally. You can use your PayPal account to make purchases at Rooms to Go online or store outlets.

Klarna

Klarna also allows you to split your total bill into four equal monthly installments at zero-interest rates. This method is available for online shopping at Rooms to Go only.

Klarna also offers other monthly payment plans.

AcceptanceNow

AcceptanceNow is also a payment partner of Rooms to Go. You can open an account with AcceptanceNow for as little as $49 only.

This payment method is available for shopping at stores only.

BitPay

BitPay allows users to pay for shopping by using their cryptocurrency balance. Rooms to Go is currently accepting payment through major cryptos like Bitcoin and Ethereum only.

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